Pontoon (Playtech) Rules & Strategy Card - How To Play
Playtech's Pontoon is a game much like Blackjack, played with eight decks of 52 cards. The objective
of the game is to get a hand that's as close to 21 as possible, without going over.
You and the dealer are dealt 2 cards each. Dealer's cards remain face down. The dealer checks his cards for the
winning Pontoon hand. You have the choice of hitting, standing (only if your hand's total is 15 or more),
doubling or splitting (if your 2 cards match). Once you are happy with your hand, the dealer reveals his and
hits or stands according to the house rules.
If there is a push, the dealer wins. The dealer must hit on a soft 17. Card values are just like Blackjack:
Aces count as either 1 or 11, Jacks, Queens and Kings cards as 10, and number cards as their face value.
Pontoon Rules in Brief:
This is the American Pontoon, in which the player gets paid 2 : 1 for a 5-card winning hand. It's
not Australian Pontoon game type, that is also called "Spanish 21" in the USA.
The differences between Pontoon and Blackjack are:
- 8 card decks
- Dealer Hits on Soft 17
- Pontoon (Blackjack) pays 2:1
- You cannot Stand until your hand is at least 15.
- You may split the same-value cards
- You may double down and draw any number of cards
- Dealer wins all hands that result in a Push
- Dealer checks for Pontoon
- There are 2 hands that beat a regular 21-value hand: Pontoon (an Ace and a 10-value card) and
Five Card Trick (when the player receives 5 cards without busting, no matter what the total value of the hand is).
Both hands pay 2 : 1.
- 21-value hand (3 or 4 cards totalling 21) beats every other hand except Pontoon and Five Card Trick and pays even money.
- Both the dealer's cards are face down until the player stands/busts.
- There is no insurance option.
- In case of a tie (push), the dealer wins.
- At the beginning of a game round, the dealer will check his cards. If the dealer has a
Pontoon, the dealer's two
cards will be turned over and the player will lose his/her bet.
- The player cannot stand until they have a hand of at least 15.
- The player can draw as many cards as they like after they double.
- The player can only split cards with equal rank. For example you can split two Sevens or a
Queen and a Jack.
- If you get an Ace and a 10 or a picture card in your split hand, it counts as Pontoon.
The dealer must hit on a soft 17 (2 to 4 cards totalling 17, if one of them is an Ace) or lower.
The dealer must stand on a hard 17 (2 to 4 cards totalling at least 17 without Aces) or higher.
If your first 2 cards have the same value, you may split them into 2 separate hands by placing a second
bet equal to your original bet. You'll then draw additional cards to each hand. You may draw as many cards
as you like on each split hand, but you'll receive only one card if you split 2 Aces.
If you receive an Ace and a 10-value card in a split hand, it's not
Double Down Rules
If, after you are dealt your first 2 cards, you think that the third card will allow you to beat the
dealer's hand, you can double your bet. Another bet (with the same amount as your original bet) is
placed on the table and you are dealt one more card. Draw as many cards as you like.
The correct strategy allows online casino players to lower the house edge to about 0.38%. The optimal strategy card
for Playtech's Pontoon game is as follows:
The basic strategy card is shown as a table with the Dealer's card number
the first row and player's 2-card combination the second column. The letters tell you
what to act (Hit, Stand, Double Down or Split your hand) depending on the different combinations of
The Pontoon strategy table for Playtech's rules is shown above for player's hard totals,
soft totals, and pairs along with a legend below the table.
Where to Play?
You can play the Pontoon game at
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